Free Tools for Government Schemes

Every tool here runs in your own browser. We never ask for your CNIC and nothing you enter leaves your phone or computer. Use them to check where you stand before you visit an office, then follow the linked guide for the official process.

BISP 8171 Eligibility Checker

Answer simple questions about your household and get an honest estimate of where your PMT score may fall, with the exact next step.

Eligibility Checker

BISP Family Payment Calculator

Add up what your household can receive each quarter: Kafaalat, Taleemi Wazaif for your children and Nashonuma, in one total.

Calculator

8171 SMS Reply Decoder

Got a reply from 8171 and not sure what it means? Pick the reply you received and see what to do next, where to go and what to carry.

Decoder

Benazir Taleemi Wazaif Calculator

Calculate the quarterly education stipend for each of your children by class level and gender, including the girls completion bonus.

Calculator

Apna Ghar Instalment Calculator

See your monthly instalment for the Apna Ghar housing finance scheme at the 5% fixed rate, with the down payment you need.

Calculator

Apni Zameen Apna Ghar Checker

Check the official criteria for a free 3-marla plot in Punjab, criterion by criterion, with the official application link.

Eligibility Checker

Apni Chhat Apna Ghar Checker

Check if you qualify for the interest-free home construction loan and see the monthly instalment for your loan size.

Eligibility Checker

Punjab Kissan Card Calculator

Check Kissan Card eligibility and calculate your interest-free seasonal loan: Rs 30,000 per acre, with the exact SMS to apply.

Calculator

NADRA Fee and Delivery Calculator

Find the fee and expected delivery time for your CNIC or Smart Card application before you visit a NADRA centre.

Calculator

Job Age and Merit Calculator

Check your exact age on a job closing date with FPSC and PPSC relaxation, and calculate admission merit for MDCAT, NUST and UET.

Calculator

How to use these tools well

Start with a checker if you are not sure whether a scheme applies to you. If the checker says you are likely eligible, open the calculator for that scheme to see amounts, then read the full guide before you travel anywhere. Most rejections happen for simple reasons: an expired CNIC, an outdated survey, or a missing document. The guides list exactly what to carry.

If a tool result disagrees with an official reply you already received, trust the official reply. These tools estimate from published rules; the departments decide from your actual record.